PreflightPreflight for international payments
Reduce SWIFT & SEPA payment rejects.
Predict risk before execution. Investigate failures with full evidence.
Supports cross-border SWIFT and SEPA (intra-EEA) payments.
SWIFT and SEPA supported today. Domestic rails follow the same model.
Explore the API or request demo access.
✅ No production access required for demo
Why international payments fail
Invalid IBAN/BIC
Format errors or invalid account identifiers
Missing regulatory fields
Required compliance data not provided
Corridor-specific requirements
Destination-specific validation rules
Compliance holds
Sanctions screening or regulatory blocks
Intermediary routing failures
Correspondent bank routing issues
Cutoff breaches
Payment submitted after processing deadlines
Most teams only discover these after execution.
Each reject typically triggers manual investigation, SLA breaches, and client follow-ups — often costing more than the payment itself.
Preflight acts as your payment control plane
Think of Preflight as a control plane for payment quality — not a gateway, not a screening engine.
How Preflight works
Before execution (Simulator)
Validate payment instructions and predict corridor risk
After execution (Outcomes)
Ingest ACK/NACK / R-messages / status updates from your middleware → open cases, evidence, playbooks
🔒 No SWIFT SAA access required — integrate via your payments middleware / gateway / orchestration layer.
See the operator reference →·SEPA rejects (R01, R02)·SWIFT NACK and routing·pacs.002 status flows
Pre-execution risk simulation
Validate payments before execution to reduce rejections
Corridor rejection intelligence
Learn from historical failures to predict risks
Post-execution investigation engine
Auto-create cases for rejected and stuck payments
Evidence packs for every failure
Complete audit trail with all validation details
Resolution playbooks
Step-by-step guidance for resolving payment issues
How Preflight improves over time
Your closed-loop system for payment success
Simulate payment before execution
Run risk assessment and compliance checks
Learn from real failures
Ingest payment outcomes and analyze patterns
Feed intelligence back into simulation
Update risk models with real-world data
Continuously reduce rejects
Improve success rates over time
Integration Model
Designed for real payment stacks
🔌 We connect to payment middleware / ISO pipelines to ingest outcomes and statuses. Preflight doesn't execute payments.
Integration is event-based (webhooks or batch ingestion) and does not sit on the critical execution path unless you choose it to.
Payments middleware
Orchestration layers
ISO 20022 pipelines
SWIFT gateways
Typical event sources:
🤖 Works for human-initiated and agent-initiated payments — every payment can pass through the same preflight gate.
Preflight sits beside execution — not inside it.
Preflight complements — not replaces — sanctions engines, screening tools, or execution gateways.
Who it's for
Typically owned by Payments or Platform teams, used daily by Ops and Investigations.
Heads of Payments
Own KPIs and SLA targets across corridors
Payment Product Managers
Ship features that reduce rejects and improve UX
Ops & Investigations teams
Resolve failures faster with evidence and playbooks
Compliance & Risk
Ensure validation coverage and maintain audit trails
Payment infrastructure teams
Integrate into middleware and orchestration layers
Ready to reduce payment rejects?
See how Preflight can transform your payment operations
Designed by teams who've run payment ops and investigations at scale.
Prefer direct contact? [email protected]
Demo includes live Swagger UI, deterministic test data, and full case management walkthrough. Early access includes priority onboarding and direct product feedback channel.
What you'll see in the demo
Deterministic demo data
Swagger contract matches real payloads
Evidence pack + cases + playbooks included